Loan Rates
- New Auto Loans Rates as Low as 2.25% APR*
- Used Auto Loans
- Home Loans
- New RV /Boat
- Used RV
- New /Used Motorcycle
- Share Secured /Certificate Secured
- Credit Cards /Signature Loans
New Auto Loan Rates as of May 2013
| Financed | Term | APR* |
| Up to 100% | Up to 72 Months | as low as 2.25% |
| Up to 100% | 73 to 84 Months | as low as 3.25% |
*Annual Percentage Rate. Automatic transfer from a CFCU account with Direct Deposit or payroll deduction for the payment is required. Other rates and terms are also available. Loan approval is subject to credit and income evaluation. Rates are subject to change without notice. 100% New car financing includes tax, license, Mechanical Breakdown Insurance (extended warranty), GAP (Guaranteed Auto Protection). Other restrictions may apply.
Used Auto Loan Rates as of May 2013
| Financed | Term | APR* |
| Up to 100% Retail Value ( 2008 or newer models) |
Up to 48 Months | as low as 2.75% |
| 49 to 60 Months |
as low as 2.75% |
|
| 2005-2007 |
Up to 36 Months | as low as 3.75% |
*APR = Annual Percentage Rate. Automatic transfer from a CFCU account with Direct Deposit or payroll deduction for the payment is required. Other rates and terms are also available. Loan approval is subject to credit and income evaluation. Rates are subject to change without notice. 100% New car financing includes tax, license, mechanical breakdown insurance (extended warranty), GAP (guaranteed auto protection). Other restrictions may apply.
Home Loan Rates as of May 2013
| Home Equity Line of Credit | ||||
| Variable - as low as Prime + 1%* | ||||
| First Trust Deed Loan | ||||
| Call Virginia in our Loan Department at 909-986-4552 or 626-968-9329 ext. 232 |
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| Second Trust Deed Loan | ||||
| 75% loan to value 1% loan fee for 15 year loan Documentation fee: $100 | ||||
New RV/Boats Rates as of May 2013
| New RV/Boats | ||||
| Rates from 5.50% APR* to 11.75% APR* | Terms from 60 months to 120 months | |||
* APR is the annual percentage rate. Automatic transfer from a CFCU account or payroll deduction for the payment is required to receive the lowest rate. Other rates and terms are also available. Loan approval is subject to credit and income evaluation. Not all members will receive the lowest rate. Rates are subject to change without notice. Up to 90% financing includes tax and license.
Used RV Rates as of May 2013
|
Used RV |
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| Rates from 6.00% APR* to 12.00% APR* | Terms from 60 months to 120 months | |||
* APR is the annual percentage rate. Automatic transfer from a CFCU account or payroll deduction for the payment is required to receive the lowest rate. Other rates and terms are also available. Loan approval is subject to credit and income evaluation. Not all members will receive the lowest rate. Used RV/Boat financing is available up to 90% book value on model year 2004 or newer. Rates are subject to change without notice.
New/Used Motorcycle Rates as of May 2013
| New/Used Motorcycle | ||||
| Rates from 5.99% APR*to 12.25% APR* | Terms from 36 months to 60 months | |||
* APR is the annual percentage rate. Automatic transfer from a CFCU account or payroll deduction for the payment is required to receive the lowest rate. Other rates and terms are also available. Loan approval is subject to credit and income evaluation. Not all members will receive the lowest rate. Up to 90% financing is available. Rates are subject to change without notice.
Other Loan Rates as of May 2013
| Share Secured | ||||
| Rate: | 3.00% APR | |||
| Certificate Secured | ||||
| Rate: | 3.00% over the current CD rate | |||
* APR is the annual percentage rate. Rates are subject to change without notice.
Credit Card & Signature Loan Rates as of May 2013*Promotional Rate as low as 5.9% APR for balance transfer until balance is paid off.
| VISA I* | ||||
| Rate: | 18.00% APR Cash advance: 18.00% APR | |||
| VISA Classic* | ||||
| Rate: | 14.75% APR Cash advance: 16.00% APR | |||
| VISA Advantage | ||||
| Rate: | 13.75% APR Cash advance: 16.00% APR | |||
| VISA Gold | ||||
| Rate: | 10.90% APR Cash advance: 12.00% APR | |||
| VISA Platinum | ||||
| Rate: | 9.90% APR Cash advance: 9.90% APR | |||
| Signature Loans | ||||
| Rate: | 8.50% - 18.00% APR | |||
* APR is the annual percentage rate. Automatic transfer from a CFCU account or payroll deduction for the payment is required to receive the lowest rate. Other rates and terms are also available. Loan approval is subject to credit and income evaluation. Not all members will receive the lowest rate. Up to 90% financing is available. Rates are subject to change without notice.
*Subject to an annual fee. Please click here for more information or contact us.
