Loan Rates

New Auto Loan Rates as of August 18, 2010

Financed Term APR*
Up to 100% 3 yrs. as low as 3.99 %
Up to 100% 4 yrs. as low as 4.25 %
Up to 100% 5 yrs. as low as 4.25 %
Up to 100% 6 yrs. as low as 4.75 %
Up to 100% 7 yrs. as low as 5.25 %

*APR = Annual Percentage Rate. Automatic transfer from a CFCU account with Direct Deposit or payroll deduction for the payment is required. Other rates and terms are also available. Loan approval is subject to credit and income evaluation. Rates are subject to change without notice. 100% New car financing includes tax, license, mechanical breakdown insurance (extended warranty), GAP (guaranteed auto protection). Other restrictions may apply.

Used Auto Loan Rates as of August 18, 2010

Financed Term APR*
Up to 100%
Retail Value
( 2006 or newer)		 3 yrs. as low as 3.99 %
  4 yrs.

as low as 5.00 %
  5 yrs. as low as  5.00 %
  6 yrs. as low as  5.75 %
Up to 100%
Wholesale value
( 2005 or older)		 Up to 5 yrs. as low as 6.25 %

*APR = Annual Percentage Rate. Automatic transfer from a CFCU account with Direct Deposit or payroll deduction for the payment is required. Other rates and terms are also available. Loan approval is subject to credit and income evaluation. Rates are subject to change without notice. 100% New car financing includes tax, license, mechanical breakdown insurance (extended warranty), GAP (guaranteed auto protection). Other restrictions may apply.

Home Loan Rates as of August 18, 2010

Home Equity Line of Credit
Variable - 11th district cost of funds +3%
First Trust Deed Loan
Call Virginia in our Loan Department at
909-986-4552 or 626-968-9329 ext. 232
Second Trust Deed Loan
80% loan to value 1% loan fee for 15 year loan Documentation fee: $100

New RV/Boats Rates as of August 18, 2010

New RV/Boats
Rates from 7.25% APR* to 15.25% APR* Terms from 60 months to 120 months

* APR is the annual percentage rate. Automatic transfer from a CFCU account or payroll deduction for the payment is required to receive the lowest rate. Other rates and terms are also available. Loan approval is subject to credit and income evaluation. Not all members will receive the lowest rate. Rates are subject to change without notice. Up to 90% financing includes tax and license.

Used RV/Boats Rates as of August 18, 2010

Used RV/Boats
Rates from 7.75% APR* to 15.75% APR* Terms from 60 months to 120 months

* APR is the annual percentage rate. Automatic transfer from a CFCU account or payroll deduction for the payment is required to receive the lowest rate. Other rates and terms are also available. Loan approval is subject to credit and income evaluation. Not all members will receive the lowest rate. Used RV/Boat financing is available up to 90% book value on model year 2004 or newer. Rates are subject to change without notice.

New/Used Motorcycle Rates as of August 18, 2010

New/Used Motorcycle
Rates from 7.75% APR*to 13.75% APR* Terms from 36 months to 60 months

* APR is the annual percentage rate. Automatic transfer from a CFCU account or payroll deduction for the payment is required to receive the lowest rate. Other rates and terms are also available. Loan approval is subject to credit and income evaluation. Not all members will receive the lowest rate. Up to 90% financing is available. Rates are subject to change without notice.

Other Loan Rates as of August 18, 2010

Share Secured
Rate: 4.50% APR
Certificate Secured
Rate: 3.00% over the current CD rate

* APR is the annual percentage rate. Rates are subject to change without notice.

Credit Card & Signature Loan Rates as of August 18, 2010

VISA I*
Rate: 18.00% APR Cash advance: 18.00% APR
VISA Classic*
Rate: 14.75% APR Cash advance: 16.00% APR
VISA Advantage
Rate: 13.75% APR Cash advance: 16.00% APR
VISA Gold
Rate: 10.90% APR Cash advance: 12.00% APR
VISA Platinum
Rate: 9.90% APR Cash advance: 9.90% APR
Signature Loans
Rate: 10.25% - 18.00% APR

* APR is the annual percentage rate. Automatic transfer from a CFCU account or payroll deduction for the payment is required to receive the lowest rate. Other rates and terms are also available. Loan approval is subject to credit and income evaluation. Not all members will receive the lowest rate. Up to 90% financing is available. Rates are subject to change without notice.

*Subject to an annual fee. Please click here for more information or contact us.

 

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