Savings Rates

Regular Savings Rates as of May 9, 2013

NOTE: Dividends declared and paid quarterly, except Money Market Checking, and are paid from available earnings. Rates are subject to change as determined by the Board of Directors. Refer to Truth-in Savings disclosure available at each office for specific terms.

**APY quoted according to Member Relationship Rewards Program Platinum.
Your aggregate savings accounts are insured to $250,000 by the National Credit Union Administration(NCUA), a federal agency. Your accounts are also insured up to an additional $250,000 with coverage provided by ASI, for combined coverage of up to $500,000.
IRAs are separately insured up to $500,000 with combined federal and private insurance. An additional $250,000 on aggregate savings accounts and IRAs is insured by American Share Insurance Corporation (ASI)

*Penalty for early withdrawal

Christmas Club Savings Rates as of May 9, 2013

NOTE: Dividends declared and paid quarterly, except Money Market Checking, and are paid from available earnings. Rates are subject to change as determined by the Board of Directors. Refer to Truth-in Savings disclosure available at each office for specific terms.

**APY quoted according to Member Relationship Rewards Program Platinum.
Your aggregate savings accounts are insured to $250,000 by the National Credit Union Administration(NCUA), a federal agency. Your accounts are also insured up to an additional $250,000 with coverage provided by ASI, for combined coverage of up to $500,000.
IRAs are separately insured up to $500,000 with combined federal and private insurance. An additional $250,000 on aggregate savings accounts and IRAs is insured by American Share Insurance Corporation (ASI)

*Penalty for early withdrawal

Roth, Education and IRA Rates as of May 9, 2013

NOTE: Dividends declared and paid quarterly, except Money Market Checking, and are paid from available earnings. Rates are subject to change as determined by the Board of Directors. Refer to Truth-in Savings disclosure available at each office for specific terms.

**APY quoted according to Member Relationship Rewards Program Platinum.
Your aggregate savings accounts are insured to $250,000 by the National Credit Union Administration(NCUA), a federal agency. Your accounts are also insured up to an additional $250,000 with coverage provided by ASI, for combined coverage of up to $500,000.
IRAs are separately insured up to $500,000 with combined federal and private insurance. An additional $250,000 on aggregate savings accounts and IRAs is insured by American Share Insurance Corporation (ASI)

*Penalty for early withdrawal

Money Market Checking Rates as of May 9, 2013

NOTE: The variable dividend rate and the annual percentage yield (APY) will be indexed to the 3-month T-Bill rate less a variable margin (.5% - 2%) as determined by the Board of Directors. The rate and margin are Subject to change monthly.

**APY quoted according to Member Relationship Rewards Program Platinum.
Your aggregate savings accounts are insured to $250,000 by the National Credit Union Administration(NCUA), a federal agency. Your accounts are also insured up to an additional $250,000 with coverage provided by ASI, for combined coverage of up to $500,000.
IRAs are separately insured up to $500,000 with combined federal and private insurance. An additional $250,000 on aggregate savings accounts and IRAs is insured by American Share Insurance Corporation (ASI)

*Penalty for early withdrawal

6 month Certificate Rates as of May 9, 2013

**APY quoted according to Member Relationship Rewards Program.
Your aggregate savings accounts are insured to $250,000 by the National Credit Union Administration(NCUA), a federal agency. Your accounts are also insured up to an additional $250,000 with coverage provided by ASI, for combined coverage of up to $500,000.
IRAs are separately insured up to $500,000 with combined federal and private insurance. An additional $250,000 on aggregate savings accounts and IRAs is insured by American Share Insurance Corporation (ASI)

*Penalty for early withdrawal

1 and 2 Year Certificate Rates as of May 9, 2013

**APY quoted according to Member Relationship Rewards Program.
Your aggregate savings accounts are insured to $250,000 by the National Credit Union Administration(NCUA), a federal agency. Your accounts are also insured up to an additional $250,000 with coverage provided by ASI, for combined coverage of up to $500,000.
IRAs are separately insured up to $500,000 with combined federal and private insurance. An additional $250,000 on aggregate savings accounts and IRAs is insured by American Share Insurance Corporation (ASI)

*Penalty for early withdrawal

3 and 5 Year Certificate Rates as of May 9, 2013

**APY quoted according to Member Relationship Rewards Program.
Your aggregate savings accounts are insured to $250,000 by the National Credit Union Administration(NCUA), a federal agency. Your accounts are also insured up to an additional $250,000 with coverage provided by ASI, for combined coverage of up to $500,000.
IRAs are separately insured up to $500,000 with combined federal and private insurance. An additional $250,000 on aggregate savings accounts and IRAs is insured by American Share Insurance Corporation (ASI)

*Penalty for early withdrawal

IRA Certificate Rates as of May 9, 2013

**APY quoted according to Member Relationship Rewards Program.
Your aggregate savings accounts are insured to $250,000 by the National Credit Union Administration(NCUA), a federal agency. Your accounts are also insured up to an additional $250,000 with coverage provided by ASI, for combined coverage of up to $500,000.
IRAs are separately insured up to $500,000 with combined federal and private insurance. An additional $250,000 on aggregate savings accounts and IRAs is insured by American Share Insurance Corporation (ASI)

*Penalty for early withdrawal