Learn More About Chaffey FCU Membership
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How To Become A Member
You’re just steps away from taking the next step in your financial wellness journey. Open your Chaffey FCU Membership online today, or schedule an appointment to establish your Membership in a Chaffey FCU Branch. To establish your membership, a primary savings account is required with a minimum deposit of $5 — this $5 share represents your status as a member-owner of the credit union. A one-time $10 fee is required to process your new membership.
Option 1:
Complete a Membership Application online to establish your membership with a savings or checking account.
Option 2:
Make an appointment to complete a Membership application with a Chaffey FCU Representative.
Member Benefits
- Full Service Financial Institution
- Competitive Savings Rates
- Low Loan Rates
- Free VISA Check Card
- Free eStatements
- ePay (bill payment)
- Notary Services available
- Free Signature Guarantee for members
- Value added products/services to fulfill your financial needs
- 24/7/365 account access to online banking
- Free mobile banking
- Nationwide ATM Network access – STAR, Co-Op, Plus
- Convenient Payroll Deduction and Automatic Transfers
- Federally Insured Savings
- Se Habla Español
- Access to Chaffey Plus Checking with added benefits
Who Can Join?
Chaffey FCU has a Lifetime Membership policy. Once a member, always a member.
In our mission to light the way for our community to reach financial wellness, Chaffey FCU is now a Community Charter Credit Union! Anyone who lives, works or regularly conducts business, attends school, or worships in our southwestern San Bernardino and eastern Los Angeles County communities is eligible for Membership! View our complete Membership Eligibility areas below.
The Chaffey FCU Difference
People Helping People
Chaffey is dedicated to supporting the future of our community. We strive to provide financial literacy workshops, scholarships, and donations to local schools and organizations.
Member-owned, Member-Run
Chaffey FCU is owned by our Membership, not stockholders like the big banks are. A team of volunteer Members ensure that the financial wellness of Members remains a top priority.
Opportunities to Save
As a not-for-profit financial institution, we prioritize giving back to Members through lower loan rates and higher savings rates. Your deposits with us are insured up to $500,000*
Personalized Banking
Every interaction with us is personalized to fit your financial wellness goals. Stay on top of your finances with 24/7 access to your accounts through online banking.
*All details on share insurance at chaffey.com/share-insurance. Coverage amount is dependent on account ownership structure. Please see a credit union representative for more information or visit https://mycreditunion.gov/insurance-estimator. Qualifying deposit accounts exclude public fund deposit accounts.
Chaffey FCU has been like a friend of the family. Always there.
– Roberta B., Chaffey FCU Member
What do you need to get started?
- Government Issued ID
- Valid Social Security Number
- A one-share ($5) deposit in your regular share savings account establishes your membership and ownership in Chaffey Federal Credit Union. A $5 minimum in your regular share savings account maintains your membership.
- A one-time, non-refundable $10 membership fee.
- Certain conditions may apply.
Under the USA Patriot Act, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account with Chaffey FCU, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license and/or other identifying documents and we may retain an image.