Loan Rates

New Auto Loan Rates as of September 1, 2016

Financed Term APR*
Up to 100% Up to 36 Months as low as 1.65%
Up to 100% Up to 66 Months as low as 1.99%
Up to 100% 72 to 84 Months as low as 2.49%

*Annual Percentage Rate. Automatic transfer from a CFCU account with Direct Deposit or payroll deduction for the payment is required. Other rates and terms are also available. Loan approval is subject to credit and income evaluation. Rates are subject to change without notice. 100% New car financing includes tax, license, Mechanical Breakdown Insurance (extended warranty), GAP (Guaranteed Auto Protection). Other restrictions may apply.

Used Auto Loan Rates as of September 1, 2016

Up to 125% Retail Value

Financed Term APR*
2010-2013  Up to 84 Months** as low as 2.99%
2009  Up to 72 Months as low as 2.99%
2008  Up to 60 Months as low as 3.25%
2007  Up to 36 Months as low as 4.25%

*APR = Annual Percentage Rate. Automatic transfer from a CFCU account with Direct Deposit or payroll deduction for the payment is required. Other rates and terms are also available. Loan approval is subject to credit and income evaluation. Rates are subject to change without notice. 100% New car financing includes tax, license, mechanical breakdown insurance (extended warranty), GAP (guaranteed auto protection). Other restrictions may apply.

**84 months add .75% to rate, no other discounts apply.

New/Used 1st Time Auto Buyer Rates as of September 1, 2016

New Auto
Rates from 7.75% APR* to 10.05% APR* Terms up to 72 months
Used Auto
Rates from 7.75% APR* to 12.00% APR* Terms up to 66 months

* APR is the annual percentage rate. Automatic transfer from a CFCU account or payroll deduction for the payment is required to receive the lowest rate. Other rates and terms are also available. Loan approval is subject to credit and income evaluation. Not all members will receive the lowest rate. Up to 100% financing is available on model year 2014 or newer. Rates are subject to change without notice.

Home Loan Rates as of September 1, 2016

Home Equity Line of Credit
Call Virginia in our Loan Department at
909-986-4552 or 626-968-9329 ext. 232
First Trust Deed Loan
Call Virginia in our Loan Department at
909-986-4552 or 626-968-9329 ext. 232
Click here to apply online
Second Trust Deed Loan
75% loan to value 1% loan fee for 15 year loan Documentation fee: $100

New/Used RV Rates as of September 1, 2016

New RV
Rates from 4.00% APR* to 8.25% APR* Terms up to 180 months
Used RV
Rates from 5.25% APR* to 8.75% APR* Terms up to 144 months

* APR is the annual percentage rate. Automatic transfer from a CFCU account or payroll deduction for the payment is required to receive the lowest rate. Other rates and terms are also available. Loan approval is subject to credit and income evaluation. Not all members will receive the lowest rate. New/Used RV financing is available up to 90% book value on model year 2004 or newer. Rates are subject to change without notice.

New/Used Boat Rates as of September 1, 2016

New Boat
Rates from 6.00% APR* to 8.25% APR* Terms up to 72 months
Used Boat
Rates from 7.25% APR* to 10.25% APR* Terms up to 84 months

* APR is the annual percentage rate. Automatic transfer from a CFCU account or payroll deduction for the payment is required to receive the lowest rate. Other rates and terms are also available. Loan approval is subject to credit and income evaluation. Not all members will receive the lowest rate. New/Used Boat financing is available up to 90% book value on model year 2006 or newer. Rates are subject to change without notice.

New/Used Motorcycle Rates as of September 1, 2016

New Motorcycle
Rates from 5.99% APR* to 8.25% APR* Terms up to 60 months
Used Motorcycle
Rates from 5.99% APR* to 8.25% APR* Terms up to 48 months

* APR is the annual percentage rate. Automatic transfer from a CFCU account or payroll deduction for the payment is required to receive the lowest rate. Other rates and terms are also available. Loan approval is subject to credit and income evaluation. Not all members will receive the lowest rate. Up to 90% financing is available on model year 2008 or newer. Rates are subject to change without notice.

Other Loan Rates as of September 1, 2016

Share Secured
Rate: 2.00% APR up to 100% of amount on deposit plus highest share deposit rate.
Certificate Secured
Rate: 2.00% over the current CD rate. Loan amount up to 90% of amount on deposit.

* APR is the annual percentage rate. Rates are subject to change without notice.

Line of Credit/Personal Loan Rates as of September 1, 2016

Line of Credit
Rate: 9.00% - 18.00% APR
Personal Loans
Rate: 5.99% - 18.00% APR

* APR is the annual percentage rate. Automatic transfer from a CFCU account or payroll deduction for the payment is required to receive the lowest rate. Other rates and terms are also available. Maximum loan amount is $15,000.00 Loan approval is subject to credit and income evaluation. Not all members will receive the lowest rate. Rates are subject to change without notice.

*Subject to an annual fee. Please click here for more information or contact us.

Credit Card Loan Rates as of September 1, 2016

VISA I
Rate: 18.00% APR Cash advance: 18.00% APR
VISA Classic
Rate: 14.75% APR Cash advance: 18.00% APR
VISA Advantage
Rate: 13.75% APR Cash advance: 17.00% APR
VISA Gold
Rate: 10.90% APR Cash advance: 16.00% APR
VISA Platinum
Rate: 9.90% APR Cash advance: 9.90% APR

* APR is the annual percentage rate. Automatic transfer from a CFCU account or payroll deduction for the payment is required to receive the lowest rate. Other rates and terms are also available. Loan approval is subject to credit and income evaluation. Not all members will receive the lowest rate. Rates are subject to change without notice.

Please click here for more information or contact us.

 

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