Line of Credit

Get the financial freedom of a Personal Loan, with additional flexibility.

Lines of Credit can help you meet everyday financial challenges, without having to rely on building high-interest debt. With a Chaffey FCU Line of Credit, you can receive access to funds as needed, for extra support in overcoming financial obstacles.

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Do more with a Chaffey FCU Line of Credit

  • Loans up to $15,000
  • Competitive, fixed rates
  • Borrow funds as needed, up to your approved credit limit
  • No annual, prepayment, or application fees

Accomplish a Variety of Financial Obstacles. 

  • Home Improvements
  • Automotive repairs
  • Debt Consolidation
  • Medical bills
  • Travel expenses 
  • Unexpected expenses, and more! 

Deciding the Right Financing Option for You.

While Lines of Credit may serve similar purposes as traditional Personal Loans, how they are structured can provide different benefits to the borrower.

Line of CreditPersonal Loans
Borrow as much as you need, when you need it up to your approved credit limitSet terms from 36 months to 60 months
Often times lower ratesThe complete amount borrowed is paid out to you at once
Loans up to $15,000Loans up to $25,000
No annual, prepayment, or application feesNo annual, prepayment, or application fees

Chaffey FCU loans contingent on Membership status. If application is approved, a Membership will need to be opened before loan is funded. Field of Membership requirements apply; all Membership details at chaffey.com/membership.

*All loan rates at chaffey.com/loan-rates. Loan approval is subject to credit and income evaluation. No other discounts apply. Federally insured by the NCUA

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