Meet those every day financial challenges by securing a Personal Loan from Chaffey Federal Credit Union.
Personal Loans
- Maximum loan amount $25,000.00
- Minimum loan amount $500.00
- Fixed rates as low as 9.49% APR*
- Terms up to 60 months
Popular Uses for Personal Loans
- Consolidating debt
- Vacation & Travel
- Medical bills
- Education costs
- Unexpected expenses
Benefits of Chaffey FCU Personal Loans
- No annual, prepayment, or application fees
- Competitive, fixed rates
- Quick loan decisions
- Manage your loan 24/7 with online banking
Deciding the Right Financing Option for You.
While Personal Loans and Lines of Credit have similar purposes, they offer different terms to help you towards your financial goals.
| Line of Credit | Personal Loans |
|---|---|
| Borrow as much as you need, when you need it up to your approved credit limit | Set terms from 36 months to 60 months |
| Often times lower rates | The complete amount borrowed is paid out to you at once |
| Loans up to $15,000 | Loans up to $25,000 |
| No annual, prepayment, or application fees | No annual, prepayment, or application fees |
Get Insight into Your Chaffey FCU Loan
Chaffey FCU Financial Calculators are designed to help you answer essential questions about your loan. Get a better understanding how consolidating debt or making additional payments will affect your loan.
Chaffey FCU loans contingent on Membership status. If application is approved, a Membership will need to be opened before loan is funded. Field of Membership requirements apply; all Membership details at chaffey.com/membership.
*APR: Annual Percentage Rate. Advertised rate quoted as of 7/1/2025; estimated payment is $32.04/month for every $1,000 borrowed at 9.49% APR for 36 months. Other rates and terms available, all rates available at chaffey.com/rates-1. Loan approval is subject to credit and income evaluation. Rates are subject to change without notice. Rates shown include 0.50% discount which is the maximum discount offered through our members Rewards Program. Your rate and term will be based on your credit history. Rate shown includes a 0.50% discount for automatic payments. No other discounts apply. Federally insured by the NCUA