Affordable Financing for the School Year Ahead
Back-to-School expenses can add up quickly. From school supplies, uniforms, educational technology and more, there’s a lot to consider for a successful school year.
We’re here to help you prioritize your education, without sacrificing your wallet to high-interest rate debt. A Chaffey FCU Back-to-School Personal Loan can help you cover the costs of education essentials when you need some extra support.
Discounted rates starting from 7.49% APR* for a limited-time!
Low, fixed rates promise steady and predictable payments for the entire loan term.
Focus your funds on what matters most: No application, funding or prepayment fees to optimize your savings.
Invest in your family’s education: take care of school supplies, laptops, uniforms and more for a successful year.
Plan Your School Year with Confidence
Discounted Back-to-School rates available from July 15 – August 31, 2026! Apply to save on what matters most this school year.
| Credit Score | Max $ Amount | APR* | Max Term (months) |
|---|---|---|---|
| 800+ | $5,000 | 7.49% | 36 |
| 725-799 | $5,000 | 7.99% | 36 |
| 650-724 | $3,000 | 8.99% | 36 |
| 600-649 | $2,500 | 10.99% | 24 |
| 550-599 | $1,000 | 12.99% | 12 |
| <550 | $500 | 15.99% | 12 |
*APR: Annual Percentage Rate. Advertised rate accurate as of 7/13/26, estimated payment is $31.11 per $1,000 borrowed at 7.49% for 36 months. Back-to-School Personal Loan promotion is available from 7/15/26 through 8/31/26. Rate, term, and loan amount determined by credit score. Loan subject to credit approval and income verification and is not a firm offer of credit. Rates shown include a 0.50% discount for automatic payments; no other discounts apply. Limit 1 new Back-to-School Personal Loan promotional offer per CFCU Member. Offer is subject to change without notice. Chaffey FCU is federally insured by the NCUA.