It’s that time of year. The days are cooling down and the holiday decorations are going up – the Chaffey FCU Holiday Loan is back. From travel and gifts to festive gatherings, take advantage of discounted rates to make this season a little brighter. With a Chaffey FCU Holiday Loan, you can finance your festivities, without building high-interest rate debt.
Celebrate the holidays with discounted rates! Select “Holiday” on your loan application to get started.
| Credit Score | Maximum Amount | APR* | Maximum Term (months) |
|---|---|---|---|
| 800+ | $5,000 | 7.49% | 36 |
| 725 – 799 | $5,000 | 7.99% | 36 |
| 650 – 724 | $3,000 | 8.99% | 36 |
| 600 – 649 | $2,500 | 10.99% | 24 |
| 550 – 599 | $1,000 | 12.99% | 12 |
| <550 | $500 | 15.99% | 12 |
To request your holiday loan, apply between October 16, 2025, and January 31, 2026
*APR: Annual Percentage Rate. Advertised rate accurate as of 11/25/25, estimated payment is $31.11 per $1,000 borrowed at 7.49% for 36 months. Holiday loan available from 10/16/25 through 01/31/26. Rate, term, and loan amount determined by credit score. Loan subject to credit approval and income verification and is not a firm offer of credit. Rates shown include a 0.50% discount for automatic payments. Limit 1 new Holiday Loan offer per CFCU Member. Offer is subject to change without notice. Chaffey FCU is federally insured by the NCUA.