International Student Accounts

Chaffey FCU Welcomes you on your Financial Journey

At Chaffey FCU, we believe that healthy finances are the foundation to healthy lives. The Chaffey FCU team is cheering you on as you navigate your educational journey as an international college student. By providing access to free and low-cost financial services, we aim to give you a boost towards your unique goals! Open your Membership today to gain access to banking solutions to help you conveniently manage your funds.

Utilize the power of Visa cards.

Conveniently and securely use your money with a Visa Debit Card. Accepted at millions of locations worldwide. Add your debit card to the digital wallet on your smart device for maximum convenience.

Access your accounts and funds 24/7.

With Chaffey FCU Online Banking or Mobile App, you can access all of your accounts and manage your funds any time, from anywhere.

Securely manage your funds.

Managing your funds with a checking or savings account is a lot safer than carrying around cash. Money kept in a Chaffey FCU account is insured for maximum protection.

Open Your Account

Ready to take the next steps in your financial journey? Schedule an appointment to open your Chaffey FCU Membership.

Make an Appointment

Frequently Asked Questions

Still have questions? Check out the Frequently Asked Questions below, or call us today to learn more.

Can I open an account as an International Student without a Social Security Number?
  • Yes! Chaffey FCU welcomes International Students who do not have a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) to open a checking and savings account with us, however, other services may be limited. Please see the required documentation below.
  • A SSN or ITIN is required to open other interest bearing deposit accounts or apply for loans.
What documents do I need to open a Chaffey FCU Membership as an International Student?
  • Enrollment Verification Letter from your college
  • I-20 Form issued by the Department of Homeland Security
  • Valid passport with photo from home country
  • A second form of photo ID (College Photo ID accepted)
  • W8-BEN (Chaffey FCU can also provide this form for students to complete at their appointment)
What is the minimum age required to open an International Student account?
  • To open their own Chaffey FCU account, International Students must be at least 18 years of age.
Do I need to visit a branch in-person to open my Membership?
  • Yes. Due to the required forms, International Students need to open their Membership in-person. Our team can assist you virtually in the future once your account is opened.
Can I apply for a loan?
  • You must have a Social Security Number (SSN) or an Individual Taxpayer Identification Number (ITIN) to open a loan. You must also be able to provide proof of income and qualify under standard Chaffey FCU loan underwriting criteria.
Can I get a debit card?
  • Yes! You can have a debit card with a Checking Account.
  • You will also be able to add your debit card to your digital wallet to use on your smart devices.
Will I have access to Zelle?
  • Yes, you can send and receive funds through Zelle with a Chaffey FCU checking account. Accounts must be open for at least 90 days and be in good standing for Zelle to be available.
Will I have access to Online Banking?
  • Yes, you can access your accounts at any time virtually through our Online Banking portal and/or Mobile App. To initially enroll in online banking, International Students must complete this process with a Chaffey FCU Representative at a branch. This can be done at the same time you open your Chaffey FCU account.
Can I enroll in Courtesy Pay?
  • At this time, International Student accounts are not eligible for Courtesy Pay.
Can I add a Joint account holder to my account?
  • No, Joint account holders are not permitted on International Student accounts.
Will I be able to keep my Chaffey FCU account if I do not renew my Visa or obtain a Work Permit and/or Social Security Number?
  • In the event your Visa expires and you have not obtained a Work Permit or Social Security Number (SSN), your account will be closed. You will have the option to withdraw your funds as cash or as a cashiers check.

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