Do more with a Chaffey FCU Line of Credit
- Loans up to $15,000
- Competitive, fixed rates from 9.00% APR*
- Borrow funds as needed, up to your approved credit limit
- No annual, prepayment, or application fees
Accomplish a Variety of Financial Obstacles.
- Home Improvements
- Automotive repairs
- Debt Consolidation
- Medical bills
- Travel expenses
- Unexpected expenses, and more!
Deciding the Right Financing Option for You.
While Lines of Credit may serve similar purposes as traditional Personal Loans, how they are structured can provide different benefits to the borrower.
| Line of Credit | Personal Loans |
|---|---|
| Borrow as much as you need, when you need it up to your approved credit limit | Set terms from 36 months to 60 months |
| Often times lower rates | The complete amount borrowed is paid out to you at once |
| Loans up to $15,000 | Loans up to $25,000 |
| No annual, prepayment, or application fees | No annual, prepayment, or application fees |
Chaffey FCU loans contingent on Membership status. If application is approved, a Membership will need to be opened before loan is funded. Field of Membership requirements apply; all Membership details at chaffey.com/membership.
*APR: Annual Percentage Rate. Advertised rate quoted as of 1/15/2025, estimated payment is $32.25 per month for every $1,000 borrowed at 9.99% for 36 months. Rates are subject to change without notice. Loan subject to credit approval and income verification and is not a firm offer of credit. Other rates and terms available. Maximum loan amount is $25,000; minimum loan amount is $500. Applicants will be asked to provide credit card statements before approval. First payment due 30 days after loan is approved and signed. CFCU is federally insured by the NCUA. All loan rates at chaffey.com/rates-1 Your rate and term will be based on your credit history. CFCU is federally insured by the NCUA.