Primary Savings Accounts
The first step to growing your future is a traditional savings account. When you become a Chaffey FCU Member, you open a traditional savings account. As a Member-owned financial institution, this share savings represents your ownership in the credit union.
Share Certificates
Certificates offer higher rates of return, without the risk of investing. Choose your desired account term and maintain peace of mind while your savings grow with a guaranteed rate of return. Plus, Chaffey FCU offers a one-time rate bump on 12 month – 60 month Certificates, helping you maximize your savings.
Summer Savings Club
Set aside funds each month with direct deposit or payroll deduction, and earn a high yield just in time for summer! Soak up quarterly dividends and a fixed 6.00% APY (5.87% APR) for the entire program year.
Individual Retirement Accounts (IRA)
Take advantage of tax-deferred savings when you choose an IRA. Members can choose traditional savings account or a Share Certificate option for their Chaffey FCU IRA. For those looking for ways to enhance their IRA even more, Chaffey FCU offers a free one-hour consultation with a Financial Advisor to explore your IRA investment options.
Health Savings Accounts (HSA)
Members in an eligible High-Deductible Health Plan can save for qualified medical expenses on a pre-tax basis. Funds saved in your HSA receive a triple tax advantage, and your savings rollover year-to-year, helping you maximize your savings.
Holiday Savings Account
Make the holidays merry. A Holiday Savings Account helps you save money all-year long, allowing you to enjoy the holiday season. Account matures just in time for the holidays on November 15th! Funds are disbursed into your chosen checking or savings account at maturity. Deposit any amount at any time, or arrange for payroll deduction, direct deposit or automatic transfers. No penalty for early withdrawal.
Coverdell Education Savings Account (ESA)
A Coverdell ESA, also referred to as an Education IRA, is a trust or custodial account created or organized in the United States specifically for the purpose of paying the qualified education expenses of the designated beneficiary of the account. To qualify, the designated beneficiary must be under the age of 18 or a special needs beneficiary. This account lets you make non-deductible contributions annually until the student reaches the age of 30. And earnings grow Tax-FREE!
Investment Services
If you’re looking for additional ways to manage your savings and grow your future, Chaffey FCU partners with financial consultants to bring you quality investment and retirement services. Chaffey FCU Members qualify for a free one-hour consultation to help you take the first step.