Check out the benefits
Benefits to Help You Save
Build your savings with a secure, high-rate Chaffey FCU Certificate today. Contact us to get started.
What is a Share Certificate?
Share Certificates are a savings account option that locks in your deposit amount for your chosen account term. Chaffey FCU Certificates offer terms from 6 months to 60 months. Since your funds are locked in your Certificate for the entirety of your term, they offer better savings rates, helping you maximize your savings.
Are my funds safe in a Certificate?
Yes! Your deposits at Chaffey FCU are insured up to $500,000 with combined insurance from the NCUA and American Share Insurance, making them a safe investment option.
Are there are fees on a Certificate?
There are no fees to open your Chaffey FCU Share Certificate, or to withdraw your funds once your term is up. However, if you withdraw funds before the end of your Certificate’s term, you may face a penalty for early withdrawal.
*One time rate bump-up option available for all share certificate terms excluding 6-month certificates. Rate chosen for one-time bump must be selected from current Chaffey FCU share certificate rates and match the term of the certificate getting the rate bump. Bump-up rate will apply to certificate for the remainder of your certificate term once bump-up is used. Limit one rate bump-up per certificate. Details on current terms and rates available here: chaffey.com/savings-rates
Penalty may apply for early withdrawals. Dividend payment and balance computation method are as described in our Truth in Savings Agreement.
Your savings are insured to at least $250,000 by NCUA. Additional coverage of $250,000 is provided by American Share Insurance, Inc.