Loan Rates

Effective: November 20th, 2025

Fixed Rate New and Used Auto Loans

TermNew Vehicles
APR*
Used Vehicles
APR*
Up to 36 Months4.79% – 17.99%4.99% – 17.99%
Up to 54 Months4.99% – 17.99%5.19% – 17.99%
Up to 66 Months5.39% – 17.99%5.59% – 17.99%
Up to 78 Months5.69% – 17.99%5.89% – 17.99%
Up to 84 Months6.44% – 17.99%6.64% – 17.99%

Fixed Rate New and Used Motorcycle Loans

TermMotorcycles
APR*
Up to 36 Months7.99% – 17.99%
Up to 54 Months8.19% – 17.99%
Up to 66 Months8.39% – 17.99%
Up to 78 Months10.19% – 17.99%

Fixed Rate New and Used Boat/Recreational Loans

TermRecreational
APR*
120 Months7.99% – 17.99%
180 Months9.99% – 17.99%
240 Months12.49% – 17.99%

Home Loans

HELOC
APR*
Second Mortgage
APR*
TermUp to 240 monthsUp to 240 months
Rates
APR*
7.00% – 9.50%8.25% – 10.25%

Signature Loans

TermSignature Loans
APR*
36 Months9.49% – 17.99%
48 Months10.49% – 17.99%
60 Months11.49% – 17.99%

Personal Line of Credit

Fixed
APR*
9.00% – 17.99%

Credit Card

Visa ClassicVisa AdvantageVisa GoldVisa PlatinumVisa Secured
Line Amounts$500 – $5,000$500 – $5,000$5,000 – $10,000$10,000 – $25,000100% of Secured Amount
Rates
APR*
14.75% – 18.00%13.75% – 17.00%10.90% – 16.00%9.90%18.00%

*APR: Annual Percentage Rate. Rates are subject to change at any time and are not guaranteed. Loan approval is subject to credit and income evaluation. Rates may vary based on individual’s credit history and underwriting factors. Not all borrowers will qualify.

⁺Rates include a 0.50% discount for automatic payment.

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