Latest Post How Much Car Can You Afford?
According to Experian, the average auto loan payment on new cars was $745 in the first quarter of 2025. We’ve gathered some tips to help…
Remember Chaffey FCU will NEVER reach out via text, phone call, or email to ask you to share your personal, account, or online banking information. If you suspect you have received a fraudulent message, please do not interact with the potential threat, and contact Chaffey FCU directly at (833) 282 – 1033.
Federal Trade Commission
Report Fraud
By reporting fraud, you can help save countless other individuals, families, and communities from falling victim to the same scams. Report fraud, scams, or other suspicious activity directly to Federal Trade Commission at reportfraud.ftc.gov. REPORT FRAUD – FTC
Experian, Equifax, and TransUnion.
Credit Bureaus
Contact each bureau for help with credit freezes, identity theft support, and general credit resources and education. If you know or suspect you have been the victim of fraud or identity theft, each bureau can offer assistance to restore or protect your credit.
California DMV Warns of Fraudulent Ads on Social Media
A recent scam circulating social media states to offer discounts on DMV vehicle registration renewal fees. The DMV is reminding individuals that it does not offer discounted renewals, and will never ask you to share payment or personal information via social media or other unofficial channels.
Individuals can conduct their DMV business at official DMV offices or through the official DMV Website.
Protection Tips and Scam Awareness from the FBI
The United States Federal Bureau of Investigation publishes news, podcasts, and updates about scams to watch out for directly on their website. Any fraud you experience can be reported directly to the FBI through their Internet Crime Compliant Center (IC3).
- The Phantom Hacker Scam. Scammers attempt to gain access to your smartphone and online banking by posing as a representative from your financial institution. They encourage you to download a specific app, stressing that your money is at risk. This app allows them to gain access to your phone and banking app to send funds to themselves. LEARN MORE.
- Cryptocurrency Investment Fraud. Fraudsters encourage you to send funds to be deposited into financial investments using cryptocurrency, promising a large return to you. In reality, all investments are fake, and any money sent to them is lost. In these cases, the scammer commonly finds victims through social media, texting random phone numbers, or dating websites. LEARN MORE.
- “Oops, Wrong Number!” Texts. A increasingly common text scam begins with fraudsters sending out a text message, often saying something simple such as “Hey, still going out tomorrow?” or “Hey, I saved your number, can you remind me who you are?”. With no link to click on, these “Oops Wrong Number!” texts may seem innocent. However, the FBI warns that many of these messages are an attempt by a scammer to build trust, and result with the victim being tricked into one of many types of financial scams. LEARN MORE.
Resources and Insights
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