Hello Chaffey Members!
At Chaffey FCU, our mission is to light the way for our members to reach their financial goals by providing products and services to achieve financial wellness. While our products and services help members achieve financial wellness, it is our staff who bring that mission to life every day. We have a team of 44 employees that understand the importance of relationships with our members, from conversations in our branches to guidance during life’s major transitions. While many of you know the friendly faces in your local branch, you may not know much about the individuals leading those teams.
This quarter, I would like to introduce you to four leaders on the Chaffey team that help bring our mission to life: our Branch Managers!
Desiree Morua – Rancho Cucamonga
- How long have you worked at Chaffey? Since April 2025
- How long have you worked in banking? 25 years
- What job(s) did you have before working at Chaffey? Home Depot
- What is something that might surprise people about you? I have jumped out of a perfectly good airplane twice. 🛬
- What is your favorite part about serving members? Building relationships and gaining their trust. 🫂 Really getting to know them to understand how I can assist them.
Paula Menendez – West Covina
- How long have you worked at Chaffey? Almost 9 years
- How long have you worked in banking? More than I want to admit – since 1989, so 37 years
- Do you prefer the beach or the mountains? Mountains for sure 🌄
- What pet(s) do you have? I have a dog 🐾 ….and would stick with dogs even though it would be cool to hug a bear
- What is your favorite part about serving members? Connecting with the members and building the relationship
Priscilla Gomez – Virtual Branch
- How long have you worked at Chaffey? 14 years in September
- How long have you worked in banking? Over 25 years
- What is something that might surprise people about you? I’m a Dance Mom, 🕺I spend a lot of time driving and at the dance studio with my son.
- Where did you grow up? Pomona
- What is the most rewarding aspect of your role? Helping my team grow and succeed while creative a positive environment where they feel supportive. 🌱
Bryana Hernandez – Upland
- How long have you worked at Chaffey? 5 years
- How long have you worked in banking? 20 years, since I was 18
- What is the most interesting job you have had? My most interesting job I ever had was bartending. I loved the atmosphere and of course there were always interesting characters! I loved the fast-paced environment, the music , and the people. I did bartending by night while working at a bank during the day – it was a superpower! 💪
- Do you prefer to read the book or watch the movie? Movie! I love a good suspense thriller or action movie! 🎬
- What is the most rewarding aspect of your role? The most rewarding aspect of my role is helping my team to grow and succeed. Seeing my employees building confidence to develop new skills and achieve their goals while working together.
Behind each branch is a leader committed to helping members achieve their financial goals and supporting the employees who serve them. Together, our four Branch Managers bring more than 100 years of banking experience; their knowledge and expertise are a great resource for you as you work to reach your financial goals! I hope you enjoyed learning a little bit more about the team, especially those that are not at your “home” branch.
Over the past few months, Chaffey celebrated our Annual Meeting, supported Make-A-Wish families, educated future generations, and continued protecting members from fraud. These accomplishments are possible because of dedicated employees like Desiree, Paula, Priscilla, Bryana, and the entire Chaffey team. I am continually grateful for the passion our team brings to serving our members and communities. Their commitment is one of the many reasons Chaffey FCU continues to build healthy lives throughout the communities we serve.
As always, thank you for your membership!
Make-A-Wish Orange County and the Inland Empire
$5,300 to Grant Life Changing Wishes
In April of this year, we started a partnership with Make-A-Wish Orange County and the Inland Empire to illuminate the lives of families in our community who need a little extra support.
From displaying Make-A-Wish’s Blue Stars in each of our branches, to donating a portion of each purchase made with a Chaffey FCU Visa card and bringing in help from our Donations Team, Chaffey FCU is proud to contribute a total of $5,300 to grant life changing wishes.
Independence Day Deals: July 3, 2026 – July 5, 2026
Financial Freedom 🎇 Auto Loan Flash Sale
When financing your vehicle, start with a plan that gives you more financial freedom. For a limited time beginning on July 3, 2026, you can make a smart move with Chaffey FCU’s Independence Day deal! In honor of celebrating Financial Freedom, receive a 0.50% Rate Discount1 on Chaffey FCU Auto Loans!
Choose auto financing that helps you stay in control from the beginning.
- Rates starting from 3.89% APR2 with this limited-time discount
- New and Used Vehicles welcome
- No application, funding, or prepayment fees
- Easily manage your loan 24/7 with online and mobile banking
- Apply for pre-approval before committing to a vehicle, to lock in this deal while auto shopping3
Apply from July 3 – July 5, 2026 to lock in this Independence Day special.
1Discount available on new CFCU auto loans only; refinancing a current CFCU auto loan does not qualify for this discount. Auto Loan application must be submitted from July 3, 2026 – July 5, 2026 to qualify. Maximum loan term that qualifies is 66 months. Loan must be a minimum of $10,000. Loan approval not guaranteed. Discount applied to the rate the Member receives based on their credit and income approval. Can be combined with the automatic payment discount; no other discounts apply. Offer subject to change without notice.
2APR: Annual Percentage Rate. Advertised rate quoted as of 6/23/2026; estimated payment is $29.41/month for every $1,000 borrowed at 3.89% APR for 36 months. Other rates and terms available. Rate shown includes a 0.50% discount for automatic payments and the 0.50% rate discount for the 2026 Independence Day Flash Sale. Proof of income, auto insurance, current vehicle registration, and government issued identification are required before approval. Loan approval is subject to credit and income evaluation. Down payment might be required. Rates are subject to change without notice. No other discounts apply. Federally insured by the NCUA.
3Pre-approval on Chaffey FCU auto loans valid for 30 days from the date of approval.
High-Yield Savings for Summer Adventures
Earn 5.80% APY* / 5.678 APR* with the Summer Savings Club
The Summer Savings Club offers an easy way to help you consistently build your savings, while rewarding you with a high-yield fixed rate. Whether you are saving toward travel, a family goal, or extra breathing room for next summer break, the Summer Savings Club helps you save with confidence.
GET STARTED
All CFCU Members
Available to all Members who meet the payroll deduction or direct deposit requirements.
NO UNWELCOME CHANGES
Fixed Rate
Earn 5.80% APY* / 5.678% APR* for the ENTIRE term.
Access Your Funds
Flexible Withdrawals
Withdraw your funds anytime without worry of penalties, as long as your account is in good standing.
*APY: Annual Percentage Yield, APR: Annual Percentage Rate. In the event the account is closed or funds are withdrawn before maturity, dividends that have not been credited are forfeited. APY assumes dividends remain in account until maturity; early withdrawals reduce earnings. Dividends begin to accrue once funds are deposited into account. Dividends paid at the end of each calendar quarter and at account maturity on June 15, 2027. Balance computation method is as described in our Truth in Savings Agreement. Monthly direct deposit or payroll deduction of $50 – $2,000 must be set up for account; money transfer apps (i.e.: Zelle, Venmo) do not count as direct deposit. After 60 days of no deposits, account will be closed, and funds will be transferred to your regular savings account. Account will not be closed if there are no deposits during the summer months, but will be closed if deposits do not start by October 1, 2026. Earnings transferred to chosen savings account at account maturity. Account automatically renews at maturity with the updated rate for the new program year. Limit 1 Summer Savings Club account per Member. Federally insured by the NCUA. Membership requirements apply.
We’ve done that for years
Chaffey Jr: Financial Accounts for Our Youngest Members
A child’s first experience with finances is where it all starts: the foundation that forms an adult’s financial health, education, and habits. If you’re looking for a way to start your child on the path to healthy finances in adulthood, look no further. Youth Accounts? Chaffey FCU has done that for years!
This summer break, kickstart your youngest family member’s journey with a Chaffey Jr Savings or Checking account:
- Start with a savings account to introduce healthy savings habits and goals.
- Open a Checking account* to introduce debit cards and practice money management hands-on.
- Weekly activity alerts to provide peace of mind
- Expand your children’s financial skillset with additional, fun resources from My First Nest Egg
Illuminate your child’s future. Give them the resources they need to build healthy and happy financial habits
*All Chaffey Junior products require an adult owner on the account. A Visa Debit/ATM card will be issued to minors over the age of 13, or to the adult owner(s) Debit card only available for checking accounts. Youth Member must be age 13+ to qualify for a Chaffey Junior Checking Account. Savings account available to those under the age of 18.
Chaffey FCU Blog
1 Million Imposter Scam Reports with Total Losses of $3.5 Billion
You get a call from the IRS that you are facing penalties for unpaid taxes that need to be paid now. You get a text link about an issue with your delivery, but you don’t remember ordering anything. Caller ID on your phone shows a friend’s number, but they are urgently asking you to send money.
Imposter scams like these are on the rise. The Federal Trade Commission recently named Imposter Scams the most common scam for 2025 – the 9th year in a row it’s received this title. Here’s what you need to be on the lookout for so your funds don’t become apart of the billions lost to imposter fraud each year.
- Stay Skeptical. Imposter Scams work by scaring, pressuring, and rushing their victims.
- End the Conversation. Step away and allow yourself time to think or calm down before reacting.
- Call the official contact number of the organization, company, or institution from their official website to confirm if there is an actual concern or if a scammer contacted you.
- Contact Chaffey FCU and report the attempt. A Chaffey FCU representative can help you determine if any additional precautions should be taken.
Inspiration From Upland Unified School District
It Takes a Village
In May 2026, a story was shared with us from Upland USD. A story of a student’s dedication and perseverance against all obstacles that sparked inspiration across Chaffey FCU and within our community. It brought together staff across the school district, Ford of Upland, and your very own Chaffey FCU team in an effort to make the next steps in this student’s journey easier: a $1,000 Chaffey FCU scholarship for their adventure at Cal State San Bernardino, transportation, and mentorships.
We are appreciative to Upland Unified School District for allowing us to be a small part of this student’s journey.
